Money Purchase Plan

Fixed Contributions: Employers contribute a fixed percentage of employees&#x27; earnings to their retirement accounts annually.
Employee Accounts: Individual accounts are established for each participating employee, where contributions are deposited and invested.
Vesting Schedule: A vesting schedule that determines when employees gain full ownership of the employer&#x27;s contributions.
Investment Options: A range of investment options for employees to choose from, allowing them to manage their retirement savings.

What is a Money Purchase Plan?

A retirement plan where employers contribute a fixed amount of money. Money purchase plans provide predictable retirement benefits.

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