Prescription Drug Benefits

Formularies: Lists of covered medications, categorized by tiers based on cost and therapeutic value.
Co-Pays: Fixed amounts that employees pay out-of-pocket for prescription medications, varying by drug tier.
Coverage Tiers: Different levels of coverage for generic, preferred brand-name, and non-preferred brand-name drugs.
Mail-Order Options: Options for employees to receive maintenance medications through mail-order services for convenience and cost savings.

What are Prescription Drug Benefits?

Coverage for prescription medications as part of a health benefits plan. Prescription drug benefits reduce out-of-pocket costs for employees.

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